Sending money to Nigeria has never been easier, thanks to the myriad of apps designed specifically for this purpose.
Whether it’s supporting family back home, investing in the Nigerian market, or conducting business transactions, finding the right app to send money to Nigeria can save time and money.
But with so many options, which app can you use to receive dollars in Nigeria?
In this guide, we’ll explore the best money transfer app in Nigeria, uncovering the best ways to send money to Nigeria and apps to receive money from abroad to Nigeria.
So, without any waste of time, let’s dive right in!
Top 10 Apps to Send Money to Nigeria 2023
| App | Fee | Time Taken |
|---|---|---|
| Worldremit | 0.99% – 2% | 0 – 4 Days |
| RIA | 1% – 5% | 0 – 4 Days |
| TransferGo | 0% – 2% | 1 – 3 Days |
| MoneyGram | 1 – 2% | 1 – 2 Days |
| Western Union | 2% – 5% | 0 – 4 Days |
| Afriex | 0% | Instantly |
| Remitly | 0.4% – 4% | 0 – 5 Days |
| Eversend | 1.5% – 3% | 24 Hours or Less |
| SendCash | 1% | 24 Hours or Less |
| Instarem | 1% – 5% | 0 – 3 Days |
Why People Send Money to Nigeria
Nigeria is a hub of financial activity, and there are various reasons why people use apps to send money to Nigeria bank account:
Personal Support
Many Nigerians abroad use money transfer services to Nigeria to help support their families back home.
Business Transactions
Entrepreneurs and businesses often require the best app for money transfer to facilitate smooth transactions with Nigerian partners.
Investments
Investors use apps for sending money to Nigeria to inject funds into various sectors of the Nigerian economy.
Features to Look for in Money Transfer Apps
When choosing the best app to transfer money to Nigeria or apps for cash pick up in Nigeria, these are key features to consider:
Security
Your chosen money transfer app in Nigeria should employ robust security measures.
Speed of Transfer
Look for apps to send money to Nigeria bank account that offer quick transfer speeds.
Low Fees
The best international money transfer app to Nigeria will provide competitive fees.
Currency Conversion
Can dollar be sent to Nigeria account at a favorable rate? Ensure the app you choose offers this feature.
Keeping all these in mind, let’s dive into in-depth reviews of the best apps to send money to a Nigeria bank account.
Best Apps to Transfer Money to Nigeria
Here, we’ll delve into the best apps to send and receive money to Nigeria, including:
1. WorldRemit
When it comes to the best app to transfer money to Nigeria, WorldRemit stands out as a favorite for many. Here’s why:
Features
With a presence in over 150 countries, WorldRemit allows users to send money from the comfort of their mobile devices.
If you’ve ever wondered, “which app can I use to receive dollars in Nigeria?” WorldRemit has you covered.
Security
This app has robust security measures, making it a top choice as a wire transfer app.
Transfer Speed
Looking for the best way to send money to Nigeria quickly? WorldRemit’s transfer speed is impressive, typically processing within minutes.
Pros and Cons
Although one of the best apps to receive money from abroad to Nigeria, some users might find the fees slightly higher compared to others.
2. RIA Money Transfer
RIA Money Transfer offers convenience and reliability, key features in the best international money transfer app:
Features
From offering cash pickups in Nigeria to seamless online transfers, RIA is a fantastic money transfer service to Nigeria.
It’s an app that not only sends money but also allows users to track their transfers.
Security
Trust is a significant factor when choosing apps for cash pick up in Nigeria. RIA has proven itself in this regard.
Transfer Speed
Fast and efficient, RIA’s services qualify it as one of the best apps for sending money to Nigeria.
Pros and Cons
With competitive exchange rates, it’s an appealing option. However, the app interface might feel slightly dated to some users.
3. TransferGo
If you’re in search of the best app to receive money from abroad or specifically an app to receive money from abroad to Nigeria, TransferGo is worth considering:
Features
Famous for its cheap exchange rates, especially in European countries, TransferGo is designed to make international money transfers to Nigeria smooth and hassle-free.
“Can dollar be sent to Nigeria account via TransferGo?” Absolutely!
Security
Like any top wire transfer app, TransferGo prioritizes security, giving peace of mind.
Transfer Speed
As one of the best international money transfer apps to Nigeria, TransferGo promises quick transfers, often within hours.
Pros and Cons
Its low fees make it attractive, though some users may prefer a broader range of supported currencies.
4. MoneyGram
Similar to Wise, a household name in the money transfer industry, MoneyGram is one of the apps that people often turn to:
Features
With options for both online and in-person transfers, MoneyGram is a versatile money transfer app in Nigeria.
It caters to the needs of those looking for both domestic and international services.
Security
As one of the best international money transfer apps, MoneyGram’s security measures are top-notch.
Transfer Speed
If you need to send money to Nigeria quickly, MoneyGram offers fast and reliable options.
Pros and Cons
Though it’s widely regarded as one of the best apps to transfer money to Nigeria, some users might find the fees on the higher side.
5. WesternUnion
No list of money transfer services to Nigeria would be complete without WesternUnion:
Features
With its broad global network, WesternUnion is a go-to app to send money to Nigeria. Whether it’s receiving dollars or transferring local currency, this app has you covered.
Security
As a well-established wire transfer app, WesternUnion ensures your money’s safe passage.
Transfer Speed
Need the best way to send money to Nigeria in a flash? WesternUnion offers various speed options.
Pros and Cons
Known for reliability, it’s one of the best apps for sending money to Nigeria. However, the exchange rates can be less competitive compared to some newer services.
6. Afriex
Focusing on the African market, Afriex brings innovation to the table, ranked 6th overall:
Features
Afriex is known as one of the best apps to receive money from abroad in Nigeria, with features tailored to the local market.
Security
It’s not just a simple app to send money to Nigeria; Afriex provides secure transfers with transparent fees.
Transfer Speed
Looking for a quick and hassle-free way to send money? Afriex’s processing speed is highly impressive.
Pros and Cons
As a niche player, Afriex offers unique benefits, though availability might be limited in some regions.
7. Remitly
Winning the seventh spot on our list, Remitly, a prominent player in the international money transfer arena:
Features
As one of the best money transfer apps in Nigeria, Remitly offers a range of flexible options.
Whether you need an app for cash pick up in Nigeria or direct transfers, Remitly can handle it.
Security
Trusting an app with your hard-earned money is vital. Remitly offers that trust through robust security measures.
Transfer Speed
Need a quick transfer? Remitly is amongst the best apps to send money to Nigeria bank account, with speedy delivery times.
Pros and Cons
With competitive rates and excellent customer support, it’s a popular choice. However, some may find the app’s user interface in need of an update.
8. Eversend
A relatively new entrant in the market, Eversend is rapidly gaining popularity:
Features
Eversend offers a seamless experience for those looking for apps to send money to Nigeria bank account.
With its sleek interface, it’s user-friendly for both sender and receiver.
Security
The app employs modern security protocols, assuring that your transactions are safe and sound.
Transfer Speed
If speed is your priority, Eversend ensures quick transfers, making it a strong contender for the best money transfer app in Nigeria.
Pros and Cons
Despite its newer status, Eversend’s competitive fees are a plus. However, its limited availability in certain regions might be a drawback.
9. SendCash
A homegrown solution, SendCash is designed with the Nigerian market in mind:
Features
As a go-to app to receive money from abroad, SendCash is tailored for local users and offers flexibility in transactions.
Security
With robust security measures, SendCash ensures that sending or receiving money, even in dollars, is secure.
Transfer Speed
Want a reliable money transfer app in Nigeria that delivers quickly? SendCash won’t disappoint.
Pros and Cons
Praised for its ease of use, SendCash may lack some of the advanced features found in other international money transfer apps.
10. Paystack
A notable name in fintech, Paystack is a strong choice for businesses and individuals alike:
Features
Paystack isn’t just an app for cash pick up in Nigeria; it’s a comprehensive payment gateway that caters to various needs.
Security
With robust security protocols, Paystack ensures that your transactions are handled with care.
Transfer Speed
Offering quick and reliable services, it’s one of the best apps for sending money to Nigeria.
Pros and Cons
While it’s favored by businesses, some individual users may find the interface a bit complex.
11. Flutterwave
Eleventh on our list, Flutterwave is a solution that has made a significant impact:
Features
Whether you need an app to send money to Nigeria or to receive dollars, Flutterwave offers a variety of options.
Security
As a top money transfer app in Nigeria, Flutterwave maintains rigorous security measures.
Transfer Speed
Quick transfers are a hallmark of this service, making it a favored choice for many.
Pros and Cons
With its broad range of services, some users might find the app overwhelming at first glance.
12. WirePay
An app that’s living up to its name, WirePay is making waves in the market:
Features
WirePay is not just a regular wire transfer app; it’s a complete financial solution that caters to various money transfer needs, including the best way to send money to Nigeria.
Security
Security is a priority with WirePay. Users can send or receive money with confidence, knowing that their transactions are protected.
Transfer Speed
Fast and reliable, WirePay stands out as one of the best apps for cash pick up in Nigeria.
Pros and Cons
Praised for its flexibility and range of services, some might find WirePay’s interface not as intuitive as others.
13. Changera
Specializing in currency exchange, Changera offers more than just sending money:
Features
If you’re looking for an app to send money to Nigeria that also offers currency exchange, Changera might be your choice.
It’s a great option for those wondering which app can be used to receive dollars in Nigeria.
Security
Changera maintains a high standard of security, ensuring that users’ financial information is well protected.
Transfer Speed
Speedy transfers make Changera a popular choice for many looking for a money transfer app in Nigeria.
Pros and Cons
Though lauded for its exchange services, some users may find the app’s additional features overwhelming.
14. Grey
A newcomer that’s gaining attention, Grey is an app with a modern approach:
Features
Grey is among the best apps to send money to Nigeria bank account, especially for those looking for a fresh and modern user experience.
Security
Grey doesn’t compromise on security, employing cutting-edge measures to protect transactions.
Transfer Speed
Grey provides a quick and hassle-free money transfer service to Nigeria, making it a preferred option for many.
Pros and Cons
Its modern design and easy-to-use interface are big pluses for Grey. However, being a newer entrant, it might lack some features found in more established apps.
15. Instarem
A strong player in the international money transfer arena, Instarem stands out for the following:
Features
Known for its fantastic exchange rates and affordable fees, Instarem makes it easy to send US dollars to Nigeria.
It’s the top choice for transfers from the USA, UK, Germany, Canada, Australia, and Italy.
Security
Trust and credibility score of 7.8 ensures that your transfers are safe.
Transfer Speed
Offering speedy transfers within a day, Instarem is the best overall app for sending money to Nigeria.
Pros and Cons
With exceptional feedback on fees and exchange rates, Instarem’s user-friendly platform makes it an ideal choice.
16. Small World
For those looking for extensive cash pickup options, Small World is the way to go:
Features
With an expansive network of cash pickup locations, it’s a great app for sending cash to Nigeria.
Security
Ensures a secure and trusted transfer process.
Transfer Speed
Though not always the cheapest option, it provides a quick and reliable service.
Pros and Cons
Despite being only the cheapest app for 3.6% of searches, it’s a strong option for those needing cash pickups.
17. ACE Money Transfer
Last but not least. A global powerhouse, ACE Money Transfer offers flexibility and competitive rates:
Features
Specialized in transfers from the UK to a Nigerian bank account, ACE offers three payout options: Bank, Airtime, and Cash, making it one of the best apps to send money to Nigeria.
Security
Known for its zero fees and competitive GBP-NGN exchange rates, security is a priority.
Transfer Speed
Fast and efficient, ACE ensures that your money reaches its destination quickly.
Pros and Cons
Rated highly among the best apps for sending money from the UK to Nigeria, ACE’s flexibility is a standout feature, though it may be less suitable for other transfer needs.
Considerations for Choosing the Right App
When looking for the best apps to send money to Nigeria bank account, it’s crucial to pick one that aligns with your unique needs and preferences. Here’s what you need to look out for:
Alignment with User’s Needs
Consider the app’s features like transfer speed, fees, and exchange rates. Choose one that suits your budget, the recipient’s preferences, and your timeframe.
Reputation and Reliability
Make sure the app is well-regarded and has a good track record. Look for an app with reliable customer support and a commitment to secure transactions.
Customer Feedback and Reviews
Read customer reviews and feedback to gain insights into the app’s functionality and user experience. Positive feedback from other users can be a strong indicator of quality.
Challenges in Money Transfer to Nigeria
Sending money to Nigeria hasn’t always been a breeze. There have been significant challenges:
- Traditional Methods: Conventional bank wire transfers can be slow and expensive.
- Security Concerns: Ensuring safe and secure transactions has always been a priority.
- High Fees: Finding an app to send money to Nigeria without high fees used to be a challenge.
Tips for Safe Money Transfer
Sending money across borders should always be done with care. Here are some tips:
Verifying Recipient Details
Always double-check recipient details like account numbers and names. Mistakes can be costly!
Monitoring Transactions
Keep track of your transactions. Many apps provide notifications and updates on the transfer status, making it easy to monitor.
Using Trusted Apps and Platforms
Choose trusted and well-reviewed apps like the ones we’ve listed above. The best way to send money to Nigeria is through a reliable channel.
Sending Money to Nigeria Using Apps – FAQs
This section is dedicated to answering common questions you might have:
Which app can I use to receive dollars in Nigeria?
Many apps like WorldRemit and WesternUnion allow you to receive dollars in Nigeria.
Can dollars be sent to a Nigeria account?
Yes, several apps offer this feature, allowing you to send or receive money in USD.
What’s the best international money transfer app to Nigeria?
The answer depends on your needs. Consider factors like fees, speed, and user reviews to find the best fit for you.
Are there apps for cash pick up in Nigeria?
Yes, several apps like Small World and MoneyGram offer cash pickup options.
Which app sends money to Nigeria in Naira?
WorldRemit, TransferGo, and Instarem are popular apps to send money to Nigeria in Naira.
Can I send money to a Nigerian bank account?
Yes, many apps like WesternUnion and MoneyGram allow transfers to Nigerian bank accounts.
What is the app that sends money to bank accounts?
Apps like WirePay, Afriex, and Changera offer services to send money directly to bank accounts.
What is the safest app to receive money in Nigeria?
RIA Money Transfer and Paystack are considered safe apps for receiving money in Nigeria.
Conclusion
In this post, we’ve explored the best apps to send money to Nigeria bank account, considered the factors that make each app unique, and provided tips for a safe money transfer.
The best app to transfer money to Nigeria will depend on your specific needs and priorities, so we encourage you to choose wisely.
Feel free to share your thoughts or questions in the comments below. We’d love to hear from you!